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Customer Service:
Let Commonwealth's Customer Service Department representatives help you find what you are looking for, from Acreage to Zip codes. We will know what you need and how to get it, no matter what the job. Always count on personal and accurate service from Commonwealth.
All information is deemed reliable but not guaranteed.
Property Profiles:
1. Most current grant deed or vesting deed
2. Open trust deeds
3. Comparable sales
4. Computer print out of tax sheets
5. Plat map
6. Neighborhood information including schools, shopping centers, monuments, etc.
Other Documents can be put into Property Profiles on Request (assignments of trust deeds, partnership agreements, leases, etc.)
Verbal Information (available over the phone):
1. Year Built
2. Square footage
3. Assessors parcel numbers
4. Use codes
5. Mailing address
6. Legal descriptions
7. Tax amounts
8. Land & Improvements
9. Lot sizes
10. Sale amount
11. Last transfer date
12. Open trust deed information, etc.
Farm Lists, Sales Comparables, Labels and Disks:
We can search by parcel, owner's name, address, city code, tract, situs zip code, property type, assessor's book and page, and Thomas Brothers map page and grid.
NiteOwl Plus
Commonwealth Land Title Company offers NiteOwl Plus subscribers the ability to access a full range of Customer Services online. This service is available 24 hours a day, seven days a week, through the NiteOwlPlus Web site.
* Contact your Sales Representative for login and password.
* Already a NiteOwlPlus user? Click here.
Title
Title Policies
Commonwealth Land Title is proud to offer the Homeowner's PLUS Policy, the most extensive title coverage available. This expanded coverage policy for 1 to 4 family residences benefits the buyer, seller and the real estate agent.
Coverage included with a CLTA policy:
- Someone else owns a recorded interest in your title
- A document is not properly signed
- Forgery, fraud, duress, incompetency
- Defective recording of a document
- Unmarketability of title
- Restrictive covenants
- Lack of a right of access to and from the land
Additional Coverage included with an ALTA-R policy:
- Mechanic's lien protection
- Forced removal of structure: encroachments, restrictions & zoning
- Cannot use land for SFR due to zoning or restrictions
- Unrecorded liens by the homeowner's association
- Unrecorded easements
- Others have rights arising out of leases, contracts, or options
- Pays rent for substitute housing
- Plain language
Additional Coverage included with the Commonwealth Homeowner's PLUS policy:
- Building permit violations-forced removal*
- Subdivision Map Act Violations*
- Zoning violations-forced removal*
- Boundary wall or fence encroachment*
- Restrictive covenant violations
- Post-policy defect in title, contract or lease rights, forgery, easement, limitation on use of land, and encroachment by neighbor other than wall or fence
- Enhanced access-vehicular & pedestrian
- Damage to structure from use of easement
- Street address is correct
- Map shows correct location of the land
- Exercise of mineral rights
- Sale fails due to neighbor's encroachments
- Living trust coverage
- Coverage for spouse acquiring through divorce
- Automatic policy increase up to 150%
- Forced removal due to building setbacks
- Discriminatory covenants
For any questions, please contact your Title Officer or your Title Sales Representative.
*These items are subject to a deductible and maximum liability, which is less than the policy amount. This chart is intended for comparison purposes only and is not a full explanation of policy coverage. Policy coverages are subject to the terms, exclusions and deductibles shown in the policy.
Please refer to a full copy of the title policies for exceptions, deductibles and other terms that may apply to these coverages. Contact your title officer of sales representative for more information.
NCS
LandAmerica National Commercial Services (NCS) provides you with a single point of contact for all your commercial title insurance orders and closing services.
More and more of our clients are pursuing real estate investment opportunities regionally and nationally. We take some of the risk and discomfort out of these opportunities by offering value-added expertise in the following areas:
- Standardized title insurance products, services & coverage: We personally coordinate all aspects of land title services, including commitment procurement and the issuance of affirmative coverage, and present them in a manner that is understandable to you. And, subject to state regulatory considerations, we are able to bind standardized coverage across the nation.
- Familiarity with local closing documentation and practices: We work closely with the local title company to assure that you transaction is meeting the documentary and procedural standards established in the locale.
- Multi-site transaction coordination services: We organize and spreadsheet your transaction so that you can clearly follow the title clearance procedure.
- Customized closing/escrow services: We customize our closing services and fees to meet the requirements of the parties to the transaction. This range extends from full California-style escrow to a simple accounting role.
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